Buying a second-hand car in the UAE is a smart move for many residents and expats. Whether you're looking to save money, upgrade to a better model, or avoid the heavy depreciation that new cars face, the pre-owned market in the UAE offers plenty of options. However, before you make the purchase, understanding the legal and documentation process is essential to ensure a smooth transaction.

At Moatamad Cars, a trusted name in the second-hand car market, we aim to make your car-buying experience hassle-free. We'll make sure you don't miss any crucial steps by taking you through the necessary paperwork needed to purchase a used automobile in the UAE in our comprehensive guide.

Emirates ID (Buyer and Seller)

The Emirates ID is the most crucial document for any transaction in the UAE, including buying or selling a used car. It verifies your identity and residency status.

Requirements:

• Must be valid and unexpired.
• Both buyer and seller must present original IDs at the time of ownership transfer.

UAE Driving License (Buyer Only)

To register a car in your name, you must have a valid UAE driving license. Without this, you cannot legally drive or register a vehicle.

Requirements:

• Valid for private vehicle driving (light motor vehicle).
• Must be issued by the UAE (not an international license).

Vehicle Registration Card (Mulkiya)

The vehicle registration card, known as Mulkiya, is a legal document showing the current ownership and registration status of the car.

Key Information Included:

• Vehicle chassis number
• Make and model
• Year of manufacture
• Expiry date of the current registration
• Owner details

This document must be provided by the seller and handed over at the time of sale.

Vehicle Insurance (New Insurance Policy in Buyer’s Name)

Every vehicle in the UAE must be insured to be legally driven on the roads. You will need to purchase a new insurance policy in your name before registering the car.

Options:

• Comprehensive Insurance
• Third-Party Liability Insurance

Insurance quotes depend on:

• Vehicle age and type
• Driver’s age and driving history
• Claims record

RTA Vehicle Inspection Report (Passed Test Certificate)

For used vehicles that are over 3 years old (in most Emirates), an RTA inspection test is mandatory. It ensures the car meets the road safety and environmental standards.

What’s Checked:

• Brakes
• Tires
• Suspension
• Emissions
• Lights and other essential systems

You can get this done at any RTA-approved testing center. The cost ranges from AED 150 to AED 200. The inspection certificate is valid for 30 days.

Sales Agreement / Vehicle Purchase Contract

A formal sales agreement between the buyer and seller is recommended, especially for private sales. This protects both parties in case of any disputes.

Contents of a Basic Sales Agreement:

• Buyer and seller details (Emirates ID numbers)
• Vehicle details (make, model, VIN)
• Agreed sale price
• Payment method
• Declaration of no liability (from seller)

For extra security, use an RTA-approved template or handle the transaction through a certified car dealership.

Vehicle Clearance Certificate (If Applicable)

In some cases, especially with financed vehicles, a Vehicle Clearance Certificate is needed to prove there are no outstanding loans or mortgages on the car.

Issued By:

• Bank or financial institution (if the car was financed)
• The seller must settle any pending loans before the ownership transfer

No Objection Certificate (NOC) – Optional but Important

While not always mandatory, a No Objection Certificate (NOC) may be required:

• When transferring a vehicle from one Emirate to another.
• If the seller is not present and has authorized someone to sell the car on their behalf.

Make sure the NOC is issued on official letterhead with all relevant details.

Traffic File (Buyer’s Traffic Code Number)

Every individual who registers a vehicle must have a traffic file with the RTA or the respective traffic authority (like Abu Dhabi Police or Sharjah Traffic Department). This file contains your driving and registration history.

How to Open a Traffic File:

• Visit any RTA service center or use online portals.
• Present your Emirates ID and driving license.

If you already own a vehicle in the UAE, you likely have this already.

Passport and Visa Copy (for Expats)

Though not always required, some dealerships and RTA centers may ask for a copy of your passport and residence visa as a supporting document, especially during registration.

Step-by-Step Guide to Buying a Used Car in the UAE

Step 1: Do Background Checks

• Verify the car’s history using the VIN (chassis number).
• Use the RTA app or platforms like Emirates Vehicle Gate (EVG).

Step 2: Finalize Price and Conduct Inspection(H3)

• Negotiate and agree on price.
• Get an official inspection done.

Step 3: Get Insurance in Buyer’s Name

• Purchase a policy and keep the insurance certificate ready.

Step 4: Transfer Ownership at RTA

• Both parties must be present.
• Submit required documents and pay the transfer fee (~AED 350–400).
• Receive the new Mulkiya in your name.

Why Documentation Matters When Buying a Used Car in the UAE

Proper documentation ensures that:

• The vehicle is legally transferred to your name.
• You are protected against fraud.
• The car has a clean legal history (no theft, mortgage, or unpaid fines).
• You can register, insure, and drive the vehicle without legal issues.

Additional Tips for Safe Used Car Buying

• Always meet in person and never pay in advance online.
• Check for outstanding fines on the vehicle before purchase.
• Verify the odometer reading and match it with the car’s service history.
• Don’t skip the vehicle inspection, even for newer used models.

Make a Smart, Safe Purchase

Buying a used car in the UAE can be one of the most rewarding decisions if done right. With the proper documentation and support from trusted second-hand car dealers in the UAE like Moatamad Cars, the process becomes straightforward and worry-free.

Whether you're buying your first car or upgrading to a better model, always remember that clear documentation is the foundation of a successful car purchase. If you’re looking for quality, affordability, and trust, Moatamad Cars is your one-stop destination.

Drive Smart, Stay Legal!

By gathering the correct documents and following the proper procedure, you’ll be well on your way to owning a second-hand car in the UAE,hassle-free and legally sound.

FAQs

1: Can tourists buy a used car in the UAE?

No. You must have a valid UAE residence visa and Emirates ID to register a car.

How long does it take to transfer ownership of a used car in the UAE?

Typically, it takes 30–60 minutes at the RTA or traffic department, assuming all documents are in order.

Are all second-hand car dealers in the UAE authorized?

Not all. Always deal with RTA-approved and reputed dealers like Moatamad Cars to avoid legal issues.

Can I buy a used car with finance?

Yes, most dealers offer financing options through partner banks, provided you meet eligibility criteria.

Can I check the car’s accident history before buying?

Yes. The RTA and several online platforms offer vehicle history reports. Reputed second-hand car dealers in the UAE, like Moatamad Cars, provide this report as part of the purchase process.